About The ERC Program

What is the Employee Retention Credit (ERC)? 

ERC is a stimulus program designed to help those businesses that were able to retain their employees during the Covid-19 pandemic. 

Established by the CARES Act, it is a refundable tax credit – a grant, not a loan – that you can claim for your business. The ERC is available to both small and mid-sized businesses. It is based on qualified wages and healthcare paid to employees.

Up to $26,000 per employee 

Available for 2020 and 3 quarters of 2021 

Qualify with decreased revenue or COVID event 

No limit on funding 

ERC is a refundable tax credit

How much money can you get back?

You can claim up to $5,000 per employee for 2020. For 2021, the credit can be up to $7,000 per employee per quarter.

How do you know if your business is eligible? 

To qualify, your business must have been negatively impacted in either of the following ways: 

A government authority required partial or full shutdown of your business during 2020 or 2021. This includes your operations being limited by commerce, inability to travel or restrictions of group meetings.

Gross receipt reduction criteria is different for 2020 and 2021, but is measured against the current quarter as compared to 2019 pre-COVID amounts.

A business can be eligible for one quarter and not another. 

Initially, under the CARES Act of 2020, businesses were not able to qualify for the ERC if they had already received a Paycheck Protection Program (PPP) loan. With new legislation in 2021, employers are now eligible for both programs. 

Why Bull Market Solutions?

The ERC underwent several changes and has many technical details, including how to determine qualified wages, which employees are eligible, and more. Your business’ specific case might require more intensive review and analysis. The program is complex and might leave you with many unanswered questions. 

We at Bull Market Solutions can help make sense of it all. Our dedicated experts will guide you and outline the steps you need to take so you can maximize the claim for your business. 

ERC Cash Advance

How It Works

SUBMIT YOUR INFORMATION

Fill out our short form secured with 256-bit SSL encryption technology. 

FAST DECISION

If approved, review all terms & rates provided by the lender. 

QUICK FUNDING

If approved, the funds can be transferred to your bank account as soon as the next business day.

Bull Market Solutions Lender Connection Service

People across the country use our service to get loans to help them pay for emergency expenses like medical expenses, mechanic fees, and bills. The lenders our network provide loans such as, but not limited to:

✓Personal Loans        ✓Cash Advance Loans        ✓Installment Loans        ✓Emergency Loans

These loans are popular because they offer a convenient way to gain quick access to the money you need. These types of loans can prevent you from paying late fees, overdraft charges, or other penalties.

Why Bull Market Solutions

You may be able to get your money in as little as 24 hours.

With a fast online decision, usually within minutes, you could get the funds in your account as fast as 24 hours! Think of the process as depositing a check into your bank account, typically, you have to wait at least 24 hours before the check clears and the money is available for you to use from your account. If you are approved for a Personal Loan by one of the lenders in our network, you can receive the money for your emergency in as little as 24 hours and resolve your financial problems in no time!

Bank Level Encryption of your data (256 bit Industry Leading SSL encryption).

In transmitting your private information to our lender network we ensure your information is safe and secure. Using SSL encryption your personal data is scrambled in route to our servers, and decrypted once it arrives at FamilyLendingServices.com.

Approval for up to $50,000 directly deposited as soon as tomorrow.

If you're approved for a loan with one of the lenders in our network, you could receive up to $50,000 directly deposited into your account as quickly as tomorrow.

No waiting in line or going into a physical store.

Entering your information on FamilyLendingServices.com is easy and secure. From the comfort of your home desktop, laptop, smart phone, or tablet computer you can submit your loan request online without going into a store and waiting in embarrassing lines. The process is easy and secure.

Easy online form takes less than 5 minutes to complete.

Our online form is integrated with multiple lenders, one application is all it takes, an online decision is provided within minutes.

Questions?

Do you perform a credit check?

While Family Lending Services does not perform a credit check, the lenders that we work with may do so in order to determine your creditworthiness and the amount that they may be able to lend to you.

What can I use this loan for?

People get loans to help with home repairs, unexpected expenses, holiday shopping, bills, and more. Such a loan from one of our lenders can help you get the money you need! Once you fill out our online form, if a lender is available, you can receive money as fast as next business day.

How much can I borrow?

Loan amounts vary from $200 - $50,000, though not all lenders can provide loans amounts up to $50,000. The maximum amount you may borrow from any lender is determined by the lender based on its own policies, which can vary, and on your creditworthiness. Submitting your information online does not guarantee that you will be approved for a loan.

What is the loan APR?

The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of the loan. By law, the lender must show you the APR before you enter into loan agreement. Rates, loan size, among other variables will vary based on your credit worthiness with the lower rates potentially available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and the lender. Because Family Lending Services is not a lender, we do not have control over the terms of your agreement. If approved for a loan, we recommend you read the lender's terms and conditions in full before accepting the loan.

Are there any fees to use this website?

Family Lending Services does not charge the consumers any fees and there is no fee to submit your information online. If approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Family Lending Services is not a lender and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you by the lender.

Get the money you need

Receive up to $50,000 in your checking account as soon as next business day.